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New Starter

A new start embraces the life of independence

Who am I?

I am young and ambitious. 
There is nothing in the world I cannot achieve and I have a long life ahead of me to fulfil all my dreams. 
I have just purchased my first car and intend to take out a loan for my own home soon. I need to fend for myself to ensure my independence.

What do I need?

Life is always full of surprises. An accident or illness may impair my lifestyle, either temporarily or permanently. It's never too early to plan for the future… especially considering the benefits of starting early.

Find out what HSBC Life can help you

Family Protection

HSBC Hui Yue Huan Qiu Medical Insurance

HSBC Hui Yue Huan Qiu Medical Insurance is a one-year term insurance, which provides coverage to ease the burdens from unexpected illnesses and high medical cost, along with comprehensive health management service to improve patient experience.

HSBC Hui Yu Ying Jia Type B Whole Life Insurance (Participating)

HSBC Hui Ying Shi Dai (Zun Xiang version)Whole Life Insurance (Participating)

HSBC Hui Ying Shi Dai (You Xiang version) Whole Life Insurance (Participating)

HSBC Fu You Yi Sheng 2025 Whole Life Insurance

HSBC Hui Chuan Zhuo Yue 2025 Whole Life Insurance (Participating)

Wealth Management

HSBC Hui Cai Bao (Type D) Annuity Insurance (Unit linked)

HSBC Hui Cai Bao (Type D) Annuity Insurance (Unit linked)(PDF,1.85MB)

HSBC Hui Cai Bao (Type E) Whole of Life (Unit linked)

HSBC Hui Cai Bao (Type E) Whole of Life (Unit linked)(PDF,4.65MB)

HSBC Le Xiang Jin Sheng Retirement Annuity Insurance (Participating)

HSBC Hong Li Yue Yue Ying Type D Annuity Insurance (Participating)

HSBC Zun Xiang Jin Sheng Type B Annuity Insurance (Participating)

HSBC Hui Ying Shi Dai (Zun Xiang version)Whole Life Insurance (Participating)

HSBC Hui Ying Shi Dai (You Xiang version) Whole Life Insurance (Participating)

HSBC Zhen Ying Shi Dai 2025 Whole Life Insurance (Participating)

HSBC Zhen Ying Shi Dai 2025 Zun Yue version Whole Life Insurance (Participating)

HSBC Hui Ying Wei Lai Annuity Insurance (Participating)

HSBC Hui Cai Bao (Type E) Whole of Life Insurance (Unit Linked)

To find out more about our products and services:

  1. Visit branches of our bank partners:
    • We currently cooperate with HSBC Bank in Beijing, Shanghai, Tianjin, Guangzhou, Foshan, Dongguan, Zhuhai and Shenzhen. For the details of bank branches of HSBC, please refer to ‘List of HSBC Branches’;
    • We currently cooperate with Hang Seng Bank in Beijing, Shanghai, Tianjin. For the details of bank branches of Hang Seng, please refer to ‘List of Hang Seng Branches
  2. If you have any enquires and want to get in touch with our customer service officer, please call us through customer hotline: 400-820-8363