For every stage of life’s journey, we’re there
Your ambitions are global. Your legacy is personal.
At HSBC Life, we believe true wealth goes beyond numbers. It represents your family's aspirations, the future of your business, and the enduring legacy you wish to create.
Wealth is on the move
And we are there with you
By 2030, a USD5.8 trillion wealth transfer among Asia-Pacific’s high-net-worth and ultra-high-net-worth families will present both opportunities and complexities for future generations. In response, many are diversifying wealth offshore and building resilient structures to withstand market volatility and geopolitical shifts1.
With strategic bases in Hong Kong, Singapore, Mainland China, and Bermuda – and supported by HSBC’s extensive global network – we deliver seamless service and sophisticated protection that spans your international footprint.
Solutions designed for your unique journey
At HSBC Life, we offer integrated high-net-worth solutions designed to preserve, grow, and protect your wealth across borders and generations.
We design customised, insurance-focused strategies that safeguard, enhance, and transfer wealth with confidence – ensuring legacies are protected and prosperity endures.
Legacy and wealth transfer
Life protection
Health and critical illness protection
In an age of sustained medical inflation, health risks can disrupt even the most carefully planned financial strategies.
Our Medical and Critical Illness Insurance Plans2 can help safeguard your and your family’s health and financial wellbeing against medical inflation and unexpected health risks. Plan options include full medical coverage for eligible illnesses, including those from unknown pre-existing conditions, access to medical care services worldwide as well as wealth growth opportunities.
Our report
What the future holds for legacy planning
HSBC Life’s comprehensive research reveals crucial insights into the legacy planning landscape and how wealth is being managed and passed on. We surveyed over 900 high-net-worth individuals (HNWIs) across different age groups and wealth brackets to understand their priorities and challenges.
Bridging the gap between intention and action
Our report highlights a critical disconnect: many high-net-worth individuals have clear intentions for their legacy but have yet to translate them into actionable plans. This gap can lead to uncertainty and may prevent your wealth from being managed according to your wishes. Understanding these trends is the first step towards securing your family’s future and ensuring your legacy endures.
Secure your legacy today
Learn more about the latest trends in legacy planning and take the first step towards closing your own intent-to-action gap. Download the full report for a detailed analysis and expert insights.
Please visit the HSBC Global Insurance website to access more reports from global and other markets. www.life.hsbc.com/our-business
Download the report
Key findings
Life insurance: the ultimate legacy tool
Life insurance outshines wills and trusts as the top choice for legacy planning. One in five HNWIs name it their primary tool, compared to just one in four for wills. The younger generation is leading the charge – one in three HNWIs under 40 prioritize life insurance as their go-to solution.